Accepted Insurances

PPO Insurances

Most PPO plans are accepted. We do not accept Medi-Cal or HMO Plans

We Accept Your Insurance

PPO Insurance Plans Accepted

We believe great dentistry is built on trust, communication, and a genuine commitment to your long-term health.

Aetna

Delta Dental

Cigna

MetLife

Guardian

United Concordia

Anthem Blue Cross

Humana

Principal

Sun Life Financial

How We Handle Insurance

  • We verify your benefits before your appointment.
  • We file claims directly with your insurance company.
  • We provide a clear cost estimate before treatment begins.
  • We help you understand your coverage and out-of-pocket costs.

What Preventive Care Typically Covers

  • 2 preventive exams per year — usually 100% covered
  • 2 professional cleanings per year — usually 100% covered
  • Routine diagnostic X-rays — usually 100% covered
  • Basic restorative work (fillings) — usually 70–80% covered

CareCredit Healthcare Financing

CareCredit offers flexible payment plans including interest-free periods for qualifying patients. Apply in minutes and use immediately.

  • 0% interest promotional periods available
  • Low monthly payment options
  • Instant credit decision
  • Accepted for all dental services

In-Office Payment Plans

We work directly with patients to create manageable payment arrangements for larger treatment plans. Your health should never wait due to finances.

  • Customized payment schedules available
  • Transparent cost breakdown upfront
  • No hidden fees or surprises
  • Speak directly with our team about your options
  • No Insurance? No Problem.

Hearthwood

Membership Plan

Our simple in-house membership plan puts preventive care within reach for every patient — no insurance, no waiting periods, no surprises.

  • 2 dental exams per year
  • 2 professional cleanings per year
  • Routine diagnostic X-rays included
  • 15% off most dental treatment
  • No waiting periods — coverage starts immediately
  • No insurance paperwork or claim denials

This membership plan is not dental insurance; benefits, pricing, and terms are subject to change, and the 15% discount excludes implants services, orthodontics, and selected cosmetic procedures.

ANNUAL MEMBERSHIP

$365/year

ANNUAL MEMBERSHIP